On Turning Ten free essay sample

There are 14 sentences and 32 lines, some of them are long, however others are exceptionally short with the goal that the peruser will consider these in especially. There is no musicality plot, yet there is a rhythm which connects the single lines. The tone of the sonnet is tragic, because of the word decision which Collins picked â€Å"dark blue speed depleted out of it† The shading blue is a melancholic shading which gives a sentiment of misery and depleted is a very ruff and brutal word for a multi year old to utilize. Billy Collins crowd is any individual who is eager to think over into their adolescence. It is for individuals who need to recall their youth and who survived equivalent to Collins did. He lets the crowd close into the sonnet by utilizing symbolism which helps the peruser to remember their own youth. For example, the blue bicycle, the tree house, needing to be a wizard or privateer, these are generally recollections from numerous childhoods. We will compose a custom paper test on On Turning Ten or on the other hand any comparable point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Giving instances of the entirety of the distinctive otherworldly and courageous figures that he needed to be, lets the peruser associate in light of the fact that a large number of the perusers have had indistinguishable dreams and convictions from youngsters. Collins begins the sonnet with expressing what he is feeling to leave the crowd alone contacted. He utilizes pictures like â€Å"reading in awful light† and â€Å"measles† which are things which occur during the adolescence and blends these with words which are created and don’t truly fit into this youth subject. â€Å"a sort of measles of the spirit† or â€Å"a distorting chicken pox of the soul†. Additionally that he utilizes pictures as chickenpox, which typically just happen once in a youth, can be connected to beginning to grow up. In the event that the chicken pox has come, youngsters believe that they are turning more established and developing. On one side he is exceptionally miserable that he needs to grow up â€Å"its time to bid farewell to my nonexistent friends† yet then again he is by all accounts somewhat upbeat about at last growing up â€Å"the wonderful intricacy presented by two†. Just by perusing the sonnet, it appears as though the kid has just developed a great deal. Since he is considering these things, though he could simply be playing with companions. In any case, he is sitting in bed and contemplating something essential to him. However, I can lie on my awful and recall each digit† He does things which are in reality grown up, as â€Å"But now I am for the most part at the window viewing the late evening light†. He doesn't have to transform anything any longer in light of the fact that the way that he demonstrations he is as of now develop, that is one of the mess ages that the creator needs to get this sonnet. Collins needs to state with this sonnet it is hard deserting the youth and beginning to develop. Anyway since he was not turning ten years of age as he was composing this sonnet, there is a sure incongruity to it. It shows that even at any age it is conceivable to want to need to desert the adolescence. Or on the other hand a part of life, in light of the fact that there is greater duty which to be taken, while having a family for instance. This sonnet manages the real factors of growing up, as he alludes to turning ten as a malady, like chicken pox, since at some point or another, we as a whole get it. We as a whole should grow up, leave our straightforward and upbeat lives behind and acknowledge this present reality and its weights that follow transitioning. . The last line of this sonnet suggests Shelleys Ode toward the West Wind and in the sonnet Collins is deriding Shelley. It isn't about the intricacy of getting more established however saying that Shelley was not mature enough to think back it is similarly as crazy as a multi year old thinking back on their life when the lion's share need to be more established. This sonnet shows the truth of getting more seasoned. it isn't as energizing as it might appear in light of the fact that it is very discouraging to feel that you can't be a youngster any longer. in addition to the fact that others expect a greater amount of you since you are currently experienced, yet you hope for something else of yourself as well. it is not, at this point alright to have a nonexistent companion when you are ten. h no, that is not, at this point cool. furthermore your creative mind begins to get away from you and you no longer locate the great it playing with activity saints or Barbie and Ken. before long enough individuals anticipate that you should have a beau or sweetheart (youre eleven years of age!!! )furthermore, you b egin to surrender to peer pressure. presently you scarcely perceive your youth. it is gone from your grip and can never again be recovered from the profundities of your spirit. Billy Collins genuinely depicts this bitterness and incredible misfortune stupendously with his stunning idyllic capacities. st Stanza references to disorder. negative meanings second Stanza - second third lines = nostalgic longing last four lines = humourous innocent dreams and pictures third Stanza - progressively genuine prong diverges from past verse fourth refrain - repitition of time Conclusion - causes peruser to think about own life and youth - unexpected develop tone. weird for a youngster to think along these lines - gives new point of view on maturing and how old will be old - maturing has nothing to do with age, more the degree of the general point of view.

Types Of Mobility For Mobile Computing Computer Science Essay

Sorts Of Mobility For Mobile Computing Computer Science Essay The advancement in most recent 20 years in the field of media transmission and the reconciliation of media transmission with web has guaranteed inescapable processing foundation. These unavoidable frameworks permit clients to get to their data on the web independent of their area. Moreover, the progression in gadgets scaling down builds the quantity of versatile gadgets interface with the web like cell phone, PCs, palmtops net books, PDAs, and so on. In these situations we can think about various kinds of versatility. Client portability, Terminal versatility, Mobile access to assets.  ¿Ã‚ ½User versatility requires furnishing clients with a uniform perspective on their favored working environments⠿â ½ client inclinations and bought in services⠿â ½independent of their present situations in the network⠿â ½.[1]  ¿Ã‚ ½Terminal portability permits gadgets to straightforwardly move and associate with various purposes of attachment⠿â ½.[1]  ¿Ã‚ ½Mobile get to is a risi ng issue that includes the dynamic adjustment of versatile mindful assets and administrations that portable clients and terminals can consequently recover paying little heed to their current location⠿â ½.[1] Having thought about the above kinds of versatility, portable figuring needs a propelled framework which ought to powerfully follow and migrate versatile clients and award coordination between portable elements. The foundation ought to likewise give legitimate security level dependent on cryptographic systems and devices. As per the given research paper three portable figuring administrations have been proposed: client virtual condition (UVE),mobile virtual terminal (MVT), and virtual asset the executives (VRM).  ¿Ã‚ ½UVE gives clients a uniform perspective on their workplaces autonomous of current areas and explicit terminals. MVT expands customary terminal versatility by protecting the terminal execution state for reclamation at new areas, including dynamic procedures and bought in administrations. VRM grants portable clients and terminals to keep up access to assets and administrations via consequently requalifying the ties and moving explicit assets or administrations to allow load adjusting and replication⠿â ½.[1] SOMA-BASED MIDDLEWARE SOMA represents Secure and Open Mobile Agent. SOMA is an assistance framework for creating and actualizing MA-based web applications. SOMA comprise of 4 layers. As appeared in figure 1: Figure 1: http://www-lia.deis.unibo.it/Software/MA/Images/Mobile1.jpg The upper most layer is for versatility bolster which gives UVE (User Virtual Environment), MVT(Mobile Virtual Terminal), VRM(Virtual Resource Management). The following layer gives naming, security, relocation, interoperability, diligence, correspondence and Quality of Service. The other two layers are a JVM (JAVA Virtual Machine) and a heterogeneous conveyed framework. SOMA is fundamentally a JAVA based versatile operator which has been intended to give the prerequisites of portability, adaptability, dynamicity, security and transparency which are the ordinary issues in the web situations. The two fundamental objectives to create SOMA were interoperability and security. On one side, SOMA depends on definite security display and give a decent scope of systems and apparatuses to create and implement genuine security strategies with adaptability. On the opposite side, SOMA can convey and communicate with various parts of utilizations which are structured with various programming dialects and stages. Aside from interoperability and security highlights, SOMA is consequently and powerfully reasonable and configurable and it gives the area deliberation to accomplish adaptability in a worldwide situation. The versatility of the cell phones has presented new security challenges like portable can be hacked by the execution of malignant condition, might be cloned illicitly to cause DoS (disavowal of administration), or might be forswearing for meandering. These issues have been defeated in SOMA execution as SOMA grants to ensure both: specialists originate from pernicious has and has from vindictive operators. During the structure and usage of SOMA, number of difficulties were looked to give interoperability like SOMA application as server of COBRA, SOMA as COBRA customers, interoperability between COBRA parts and SOMA, and so On the other hand, SOMA is somewhat moderate on account of its additional security instruments, it includes various devices and procedures to give greater security which makes it delayed as contrast with other versatile specialists yet off kilter it is more secure than other portable operators. As the name recommend secure and open versatile specialist, its recepti veness has acquainted some more difficulties with it particularly for online business applications so there is a need to improve it as nothing is great. Q2: All the MA(Mobile Agent) principles appear to be a promising stages for executing and creating applications in dispersed, heterogeneous and open conditions like the Internet. MAs attempt to defeat a large portion of the restrictions of the ordinary Client/Server model on account of the essential highlights they have, for example, self-governance and adaptability and can easily coordinate with the web to broaden availability of uses. A large portion of the application territories, similar to online business, arrange the board, versatile registering and data recovery can profit by the utilization of the versatile specialist innovation. There has been a great deal of work done in this field. In the same way as other portable applications have been created like we examines SOMA, there are some other application too like SeMoA, Aglets, fraglets, and so forth. There are a few preferences which all the portable specialists attempt to give: Dynamic adjustment, adaptability, resilience to org anize mistakes/flaws, equal handling, and so forth. Dynamic adjustment is the adjustment of the distinctive host conditions. Resistance to arrange issues implies capacity of versatile operator to work without a functioning association among server and customer. Adaptability intends to just source must be refreshed while changing an activity of the specialist. Contrasting SOMA and other portable operators, SOMA gives greater security and receptiveness as its name says. In the event that we talk about SeMoA (Secure Mobile Agent) it has its own impediments, for example, SeMoA isn't exceptionally solid against countless Denial of Service (DoS) assaults like memory fatigue. Then again SOMA has been planned considering security as a principle property since SOMA ensures both: operators originate from vindictive has and has from malevolent specialists. Another issue with SeMoA is that there are numerous classes in the center bundle that synchronize on the object of class itself. As neighborhood classes are shared and the perceivability of nearby classes is worldwide so any operator that get to them and secures a lock on such class objects squares different strings to get to them. Then again in the event that we contrast SOMA and fraglets which is exceptionally little PC program which has been intended to fill in as a piece of dynamic system rather than a portable specialist. Fraglets can execute the codes on the way the movement by, for example, switches or center points. Section 2: Q1:. Inescapable figuring is a fantasy of individualized computing where future living situations are soaked with non-meddlesome, immaculately working administrations accessible for the client. To completely comprehend this fantasy these administrations are to adjust to the current circumstance of the conditions, along with the prudent/social circumstance of the client. Frameworks that utilization information about the condition of either its framework, clients or nature to settle in their conduct are called setting mindful frameworks. Acknowledging setting mindfulness has presented issues on various level: First, characterizing a unique circumstance. Second, how and what can be balanced when the setting changes and where the setting adjustment and definition originates from? Third, distinguish various settings from sensor. Fourth, how a setting can be spoken to and prepared. Yet, before that we need to comprehend the meaning of setting. The most refered to meaning of setting by Dey is: à ‚ ¿Ã‚ ½Context is any data that can be utilized to portray the circumstance of an element. A substance is an individual, spot, or article that is viewed as pertinent to the collaboration between a client and an application, including the client and applications themselves⠿â ½.[1] Portrayal: One of a kind Identifiers: The framework ought to have the option to perceive distinctive sort of settings and conditions in reality. Uniqueness permit the reuse of that data without clashing between identifiers. For instance, If the client is driving a vehicle so accelerometer can be utilized to distinguish the speed of the client. Approval: Approval ought to consistently be considered a data taken by the sensor before playing out any activity with it. For instance, if the accelerometer demonstrates that the speed of client is quick (for example he/she is in the vehicle) this doesn't imply that he/she is driving, this data ought to be approved before playing out any activity. For example consider the condition that on the off chance that I am driving I can't answer the calls so dismiss the call and communicate something specific saying I will call you later. In any case, in the event that I am in the vehicle yet I am not driving than I can answer the calls so the data from the accelerometer must be approved before dismissing the calls. Vulnerability and deficient data: As practically the entirety of the setting data of this present reality is taken from the sensors, the data can be fragmented and dubious. In the event that we incorporate thinking vulnerability of the ends ought to follow the thinking. Effortlessness, reuse, and expandability: A framework should flexibly just as expressive portrayal as important to keep up the space information. A basic portrayal support reuse and expandability. Effortlessness, adaptability and expandability are among the prerequisites of setting portrayal. Sweeping statement: Sweeping statement of setting portrayal implies the capacity to help a wide range of setting data. In

Are There Any Descriptive Writing Topics?

Are There Any Descriptive Writing Topics?As the writer, you need to carefully choose the descriptive writing topics that will best suit your audience. In this article, we are going to look at the things that you should consider when writing on the same. It's important to make a conscious effort to write about something that is easily understandable to your audience. Keep in mind that there is nothing more discouraging than writing an article or an essay that may be difficult for the reader to understand.Although, when writing about something that is difficult for your audience to understand, you need to make sure that you let them know that you are explaining the subject matter in layman's terms. A lot of people don't like to read long papers. You may need to rewrite your article once again and make it easier to understand.When writing about a certain subject, it's important to make it clear for your readers. However, if your purpose is not to enlighten the reader but to gain their a ttention, then there is no need to spell out every word in detail. Simply include sub-topics in a sentence or two and explain what each one relates to.This simple sentence will make your topic known. It's important to carefully choose a descriptive writing topic to keep in mind the scope of your article. Whether your article will be written as an introduction or as a report, the article must be interesting and informative to read.Online directories have provided you a wonderful resource when it comes to finding related content. They list the topics that you can use for your article. Of course, these topics are all related and of course, the articles will be similar. If you choose the right ones, you will be able to share the content that interests you with your audience.Articles about camping and fishing should be a good place to start. The main advantage of using these topics is that they are interesting and people who read them are bound to be interested in what you have to say. Y ou can also go a step further and provide information on your topic in the form of tips. It will help you attract the attention of your audience.If you want to attract visitors to your informative site, you need to make sure that your articles are well written. This will ensure that they get read and become an important part of your website. In order to create an engaging article, it's important to make sure that the topic is well understood by your audience. You can also go a step further and add video clips and pictures to really make it stand out.You should be aware that there is an appropriate number of words that you need to include in your article. Your articles should be short but complete. Your audience should always be able to find what they need within your articles.

Price Elasticity of Demand for Gasoline

One could think of a number of ways that someone could cut back on fuel consumption in response to higher prices. For example, people can carpool when going to work or school, go to the supermarket and the post office in one trip instead of two, and so on. In this discussion, the factor being debated is the price elasticity of demand for gasoline. Price elasticity of demand for gas refers to the hypothetical situation if gas prices rise, what will happen to the quantity demanded for gasoline? To answer this question, lets delve into a brief overview of 2 meta-analyses of studies of the price elasticity of gasoline. Studies on Gasoline Price Elasticity   There are many studies that researched and determined what the price elasticity of demand for gasoline is. One such study is a  meta-analysis by Molly Espey, published in  Energy Journal,  which explains the variation in elasticity estimates of gasoline demand in the United States. In the study, Espey examined 101 different studies and found that in the short-run (defined as 1 year or less), the average price-elasticity of demand for gasoline is -0.26. That is, a 10% hike in the price of gasoline lowers quantity demanded by 2.6%. In the long-run (defined as longer than 1 year), the price elasticity of demand is -0.58. Meaning, a 10% hike in gasoline causes quantity demanded to decline by 5.8% in the long run. Review of Income and Price Elasticities in the Demand for Road Traffic Another terrific meta-analysis was conducted by Phil Goodwin, Joyce Dargay and Mark Hanly and given the title Review of Income and Price Elasticities in the Demand for Road Traffic. In it, they summarize their findings on the price elasticity of demand for gasoline. If the real price of fuel goes, and stays, up by 10%, the result is a dynamic process of adjustment such that the following 4 scenarios occur. First, the volume of traffic will go down by roundly 1% within about a year, building up to a reduction of about 3% in the longer run (about 5 years or so). Second, the volume of fuel consumed will go down by about 2.5% within a year, building up to a reduction of over 6% in the longer run. Third, the reason why fuel consumed goes down by more than the volume of traffic, is probably because price increases trigger more efficient use of fuel (by a combination of technical improvements to vehicles, more fuel conserving driving styles, and driving in easier traffic conditions). So further consequences of the same price increase include the following 2 scenarios. The efficiency of use of fuel going up by about 1.5% within a year, and around 4% in the longer run. Also, the total number of vehicles owned goes down by less than 1% in the short run, and 2.5% in the longer run. Standard Deviation Its important to note that the realized elasticities depend on factors such as the timeframe and locations that the study covers. Taking the second study, for example, the realized drop in quantity demanded in the short run from a 10% rise in fuel costs may be greater or lower than 2.5%. While the short-run the price elasticity of demand is -0.25, there is a standard deviation of 0.15, while the long rise price elasticity of -0.64 has a standard deviation of -0.44. Concluded Effect of Rise in Gas Prices While one cannot say with absolute certainty what the magnitude rise in gas taxes will have on quantity demanded, it can be reasonably assured that a rise in gas taxes, all else being equal, will cause consumption to decrease.

Malthus Principle Of Population Growth - 1585 Words

According to Malthus, Economic Growth leads directly to population growth, and the latter tends to be more rapid than the former. Malthus’ principle appears to have held for the pre-industrial world for millennia. However, the industrialising capitalist countries of Europe experienced low population growth rates during the 20th Century, in spite of their high economic growth rates. Why did Malthus’ principle fail to apply in this case? Thomas Robert Malthus (1766-1834) was a famous Economist, famous for his work on population growth, including â€Å"An Essay of the Principle of Population.† This principle explained Malthus’ views, that population growth would offset any increases in technological advances and therefore economic growth would equal zero. Consequently, due to the different rates of population growth and the growth of the food supply, Malthus believed that the food supply would not have to ability to facilitate the entire population. It is believed that this principle has held for the pre-industrial world, from the beginning of the human race until the 18th century, this period is also known as the Era of Stagnation or the Malthusian Era. However history has indicated that after the 18th century some countries begun to industrialise and experienced positive growth rates and low population growth rates, thus affecting Malthus’ principle. To effectively analyse why Malthus’ pr inciple failed to apply after the 18th century it is important to specifically look at howShow MoreRelatedOpositions to Thomas Malthus Theory on Population Growth 694 Words   |  3 PagesThomas Malthus was an early 19th century English scholar who specializes in political economy and demographics. One of his most well-known and influential works ‘An Essay on the Principle of Population argued that the increase in population growth would ultimately create social and economic problems for a nation. 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The Innocence of Childhood in The Catcher in the Rye by...

Growing up and becoming mature can be an intimidating experience; it is difficult to let go of one’s childhood and embrace the adult world. For some people, this transition from youthfulness to maturity can be much more difficult than for others. These people often try to hold on to their childhood as long as they can. Unfortunately, life is not so simple. One cannot spend their entire life running from the responsibilities and hardships of adulthood because they will eventually have to accept the fact that they have a role in society that they must fulfill as a responsible, mature individual. The novel â€Å"The Catcher in the Rye† by J.D. Salinger follows the endeavours of Holden Caulfield, a sixteen-year-old teenage boy who faces a point in†¦show more content†¦Holden knows that these children are unaware of the stress and difficulties that come along with adulthood, and believes that they should be saved from these things. Holden’s fear of growing up is shown even here, as he stands right on the edge of the cliff saving these children, but is unwilling to fall off the cliff and enter adulthood himself. This, being one of the most important and memorable quotes of the book, is perhaps the most significant evidence of the fact that the title of the book explores the theme of innocence preservation. Therefore, Holden’s affection for the innocence and purity of children undoubtedly has a connection to his reluctance to grow up, and to his desire to become a â€Å"catcher in the rye†. Moreover, his attitude towards change is also a large factor in his attempts to resist maturity. Holden is very hostile towards the idea of change. He is bothered by the fact that things are always changing, and he constantly tries his best to avoid change so he can stay in his own ideal world. His attempts to prevent change show that he wants to preserve his innocence. One way in which Holden tries to divert away from his transition and avoid change is by visiting the museum, where â€Å"everything always stayed right where it was. Nobody’d move†¦ Nobody’d be different. The only thing that would be different would be you.† (Salinger 121).Show MoreRelatedChildhood Innocence is Everything in Catcher in the Rye by J.D. Salinger770 Words   |  4 PagesEveryone’s mother always told them that childhood innocence is the best thing in the world, but for Holden it is the world. When reading The Catcher in the Rye some people disdain Holden, because they think he’s cynical and immature, but really he is a representation of us all. Unlike other bo oks, the protagonist isn’t someone you want to be friends with, it’s someone you realize you are. The Catcher in the Rye by J.D. Salinger is Holden’s chronicle of running away from his boarding school and livingRead MoreCatcher in the Rye vs Frankenstein Novel Study Essay1304 Words   |  6 PagesIndependent Novel Study In today’s world, innocence cannot be preserved forever. As humans age, they lose their innocence due to the corruption that exists in society. This is demonstrated in the two novels, Catcher in the Rye and Frankenstein. The two authors, J.D. Salinger and Mary Shelley prove this statement through their use of various literary devices. Key characters in both novels- Holden and the creature- learn through personal experiences that innocence cannot, in fact, be preserved foreverRead More The Catcher and the Rye / Huckleberry Finn Essay1251 Words   |  6 PagesAmerican Webster’s dictionary defines innocence as, â€Å"Freedom from harmfulness; inoffensiveness.† Although this definition is the one which is most commonly used, many authors tend to twist or stretch the meaning in order to fit the material to which it applies. For example, the way J.D Salinger applies innocence to his work is quite different from the way Mark Twain uses innocence. Innocence also change s accordingly with the time period. The definition of innocence is dynamic with respect to author andRead MoreThe Catcher Of The Rye By F. Salinger1386 Words   |  6 PagesAs a â€Å"gateway drug for a generation of teenagers,† Jerome David Salinger’s novel, The Catcher in the Rye, is a world-renowned phenomenon (Teicholz). On the surface it highlights a teenager’s mentally challenging journey of painfully trying to transition into adulthood, while also wanting to reject the adult world and seek refuge in his idealistic childhood recollections. However, these ideas can be analyzed on a deeper level, not only to better understand the protagonist, Holden Caulfield, but alsoRead MoreCatcher Rye And Perfect Day For Bananafish1562 Words   |  7 Pages The Catcher in The Rye and Perfect Day For Bananafish In â€Å"The Catcher in the Rye†,by J.D Salinger, Holden Caulfield, a troubled 16 year old boy who constantly gets kicked out of every school takes it upon himself to become â€Å"The Catcher in the Rye†, in reality not being real occupation but an idea he chose to adopt for himself after he heard a little boy singing in the street. The catcher in the Rye can be described in Holden’s perspective as a person, almost like a hero that helps childrenRead MoreTheme Of Symbolism In Catcher In The Rye1080 Words   |  5 Pages10 Hour 2 6 December 2017 The Catcher in the Rye: Prompt 3 In the novel, Catcher in the Rye, by J.D. Salinger uses a variety of symbols to support the thematic idea that maturation and the loss of innocence are an inescapable rite of passage for all of humanity. Three significant symbols that signify the importance of alteration and losing one’s purity to become more suited to live in the real world are the ducks in the lagoon of Central Park, the â€Å"Catcher in the Rye†, and the carousel and the goldRead MoreCatcher and the Rye Essay1382 Words   |  6 Pagesexciting novel The Catcher in the Rye by J.D. Salinger expresses the free will of choice. Salinger cleverly conveys how decisions can alter a person’s perspective of their peer. Holden Caulfield, the protagonist, is a young teenager who has emotional instability and behavioral concerns. Holden acts immaturely extensively throughout the book. Holden invents a world where adulthood is the emblem of superficiality and â€Å"phoniness†, while he chooses to co nvey childhood as a world of innocence. Holden’s observationRead MoreHow Salinger’s Holden Caulfield Relates to Teenagers Throughout Time1412 Words   |  6 PagesSalinger’s Holden Caulfield Relates to Teenagers Throughout Time In 1951, J.D. Salinger’s The Catcher in the Rye was #1 on the New York Time’s bestseller list. Since then, the American Literary Association claims The Catcher in the Rye is a â€Å"favorite of censors.† The use of harsh language and profanity has been a long time debate of educators causing the novel to be pulled off bookshelves and propelling J.D. Salinger and his protagonist, Holden Caulfield, into reluctant fame. The translationRead MoreThe Themes of The Catcher in the Rye840 Words   |  3 PagesConsidered one of the best novels of the 20th century, The Catcher in the Rye has affected readers around the globe since its publication in 1951. Its contemporary critics, however, gave the novel mixed reviews. Compared to the ideals of 1950s America, Holden Caulfield, the emotionally immature, extremely judgmental, teen-aged main character of â€Å"Catcher,† embodies the antithesis. Holden was an affront to the new social order, which demanded conf ormity and propagated the â€Å"father knows best† mentalityRead More Catcher in the Rye Essay: Holden - The Misfit Hero2101 Words   |  9 PagesThe Misfit Hero of The Catcher In The Rye      Ã‚     The Catcher In The Rye by J.D. Salinger was published in 1951. A recurring theme in J.D. Salingers stories concerns people who dont fit in with the traditional American Culture. Salingers misfit heroes, unlike the rest of society, are caught in the struggle between a superficial world and a conscious morality (1 Wildermuth). In his attempt to create a new and realistic portrayal of the times, Salinger first, effectively creates Holden Caulfield

Financial Planning free essay sample

To inform the audience about how small sacrifices today can result in huge dividends in retirement. Thesis: Today I will inform the audience of the power of saving small amounts of money for the future and how compound interest works in their favor when they start saving as soon as possible. Organizational Pattern: Topical Introduction A. Attention Getter Who wants to be a millionaire? You can be!!! Social Security will very likely NOT be available to people currently younger than 40 and if it does survive will not be a significant amount to live on. How we prepare NOW can determine whether we are world travelers or Walmart greeters. C. Credibility My father impressed upon me the need for financial planning. I began saving when I first started working at 17 and have benefitted greatly. D. Thesis Today I will show how anyone can have a rewarding future by making small and often unnoticed sacrifices currently. We will write a custom essay sample on Financial Planning or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page E. Preview Specifically, I will discuss retirement saving strategies including 401K matching programs from employees and IRA’s. Transition First I will discuss the expediency of saving at an early age. I. Body A. When to start saving for retirement? 1. The earlier the better. Due to the exponential nature of compound interest the longer the money remains the more significant the growth 2. It’s never too late to start saving for retirement. The problem is the longer you wait the more impact on your budget due to having to save a higher percentage of your current income. If you start saving early your impact is minimized greatly. Transition Next, I will discuss the various ways to save for retirement. 1. 401K plans offer you the chance to deduct monies from your paycheck either before taxes are deducted or afterward. Each option has tax 2. advantages but their impact is geared toward current tax savings or tax savings during retirement. The real opportunity in 401K is the employee match program where your employer invests the same amount into your account, usually up to a certain percentage. . Individual Retirement Accounts (IRAs) are another way to save for retirement. They can be used independently or in conjunction with a 401K plan. Funds are deposited after taxes have been withheld so there is no tax due upon withdrawal in retirement. IRA contributions can be withdrawn without penalty if you face a financial hardship such as losing your home or significant medical bills. Transition My final point is a strategy that can meet your goal while minimizing impact on your current lifestyle. 1. Many of you are working toward new careers and excited about that first REAL paycheck. 2. If you â€Å"forget† about the percentage of your check that is going into the 401K and structure your budget on the remaining amount you will find saving easy and rewarding. 3. Begin with 3% of your pay going into retirement savings. Each raise/promotion you get increase it by 1% until you have reached your employer’s maximum match rate. Then add the 1% into an IRA until you have reached the percentage that results in your desired retirement account. I have discussed when to start saving for retirement, various ways to save as well as methods for minimizing the impact on your current budget. B. I trust that now you are more informed about the rewards available in the future when you start saving now and have obtained information about ways to achieve your goals. References Ira online resource guide.